Updated April 2026 · Based on real student spending data · UK's cheapest capital city — compact, friendly, and growing
Cardiff is the UK's cheapest capital — roughly 45–50% less than London per month. Most international students in Cardiff spend between £740 and £1,030 per month on rent, food, transport, and basic living costs.
Shared rent
£420–£680
Food / month
£155–£245
Transport
£65
Monthly total
£740–£1,030
Part-time earnings
£996
20hrs/wk @ £11.5/hr
Min living cost
£740
Survival mode
Monthly gap
+£256
Surplus
Working the legal maximum of 20 hours/week during term time at Cardiff's average wage of £11.5/hr earns approximately £996/month gross (before tax). This covers your minimum living costs with £256 to spare.
Roath, Canton, and Cathays are the best student areas from £420/month
Cardiff Bay has growing finance and media job opportunities
The BBC Wales headquarters is in Cardiff — great for media students
Cardiff Market is excellent for cheap fresh food
Rail connections to Bristol and London make Cardiff well-connected
Free tool
Enter your course, city, and lifestyle. Get a personalised ROI simulation with worst, realistic, and best-case scenarios.
Your tuition
£15,000/yr
Living in Cardiff
£740–£1,030/mo
Part-time offset
~£996/mo
Free · No sign-up · Takes 3 minutes
UK ROI Decision Engine
Calculate if studying in the UK is worth it for your situation
Part-time jobs in Cardiff
Find part-time work to offset your living costs in Cardiff
Cost of living in Bristol
Compare costs: is Bristol cheaper than Cardiff?
Can I work 20 hours per week?
Understand your working rights to offset living costs